Apply for Your Lease or Auto Loan Online

Securing affordable auto financing is a simple task when you work with DCH Acura of Temecula. Our online application makes the process fast and simple with clear directions and easy steps. Before you know it, you'll have most of the paperwork done and be on your way to taking home a new Acura to Escondido or Carlsbad.

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Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Banking Information

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Co-Applicant Information

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Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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How Can I Afford a New Acura?

For most of our customers, paying the full price for a new vehicle up front isn't feasible. Instead, we help local drivers from San Diego and Riverside find ways to spread out the cost of a vehicle over time through lease and loan options. Splitting the cost of your vehicle across monthly payments can greatly reduce the financial burden and open up more model options. To find out what kinds of affordable lease and loan options are available to you, complete and submit our online application. We'll review your information and follow up with options.

Should I Lease or Loan My Next Vehicle?

While auto loans and Acura leases operate similarly through monthly payments, they vary from each other in several key ways. For starters, only one grants full ownership of the vehicle. With a loan, a lender will supply the cash necessary to purchase the vehicle. You'll take ownership, then pay back the lender over time with an established interest rate. Monthly payments may be higher because you're paying for the total cost of the vehicle, but you can keep the car as long as you like and won't have to worry about mileage limits. Conversely, lease options don't offer ownership. Rather, a lease allows you to borrow a new model from the dealer for a set amount of time -- typically two to three years. A lease usually includes a mileage limit, but monthly payments are usually lower because you're only paying for the cost of depreciation. If you like to upgrade vehicles every couple of years, a lease may be for you.